Last Updated: December 2025
Simple pricing for a money plan you can actually follow
Start free with your own receipts or statements, see your first organized view before paying, and upgrade when more automation, receipt capacity, and connected financial data are worth it.
No credit card required. Paid plans begin at $2.99 per month when you are ready for more capacity.
Use real spending data first, see whether Atlas creates clarity, and upgrade only when you want more automation and capacity.
Paid plans are designed to save time, improve data quality, and make your budget more actionable.
Receipt precision, reconciliation, and privacy-first handling support the financial guidance behind every plan.
Free
Start with guided expense tracking and see how Expense Atlas turns spending into a plan.
Best for getting started before you upgrade
- Manual expense entry and guided setup
- A free plan for learning the core tools
- A simple way to evaluate the product before upgrading
Starter
A paid plan for people who want stronger records, better visibility, and a plan they can follow.
Best for individuals who want real structure and light automation
- 5 manual statement loads per month
- 100 receipts per month
- Up to 5 bank connections*
- *Bank connections billed separately: 1 for $0.40 or 3 for $1.00
- Budget planning and AI-powered financial guidance
- 2 bulk normalization runs
- Basic email support
- 3 AI budget analyses
- 10 AI chat queries
Family / Power User
More room for households and power users who want more automation, more receipts, and deeper planning support.
Best for households and power users who want more capacity
- 15 manual statement loads per month
- 300 receipts per month
- Up to 15 bank connections*
- *Bank connections billed separately: 1 for $0.40 or 3 for $1.00
- Budget planning and AI-powered financial guidance
- 10 bulk normalization runs
- Priority email support
- 10 AI budget analyses
- 50 AI chat queries
Bank Sync Pricing
Manual statement loads are included in the plan. Automatic account syncing is an extra secure bank sync add-on.
If you mainly work on the web, the base plan covers manual workflows and you can layer secure bank sync on top only when you need it.
Why People Upgrade
Paid plans are for people who want stronger financial structure, not just an expense log.
The value of upgrading is not just higher limits. It is cleaner records, more automation, more planning capacity, and a budgeting workflow that stays grounded in real transaction data.
Existing users manage upgrades, resubscriptions, and account-specific billing from the authenticated in-app upgrade flow after signing in.
Frequently Asked Pricing Questions
Clear answers for visitors evaluating the product and how the plans work.
Do I need a credit card to start?
No. You can start with the free path, evaluate the workflow, and upgrade later if you want more automation or capacity.
What changes when I upgrade?
Paid plans increase processing capacity, unlock more budgeting and AI usage, and let you layer in bank sync slots when ongoing automatic imports matter to you.
How does bank sync pricing work?
Base plans cover the core product. Automatic bank syncing is priced separately so you only pay for the connected syncing capacity you actually need.
How do existing users manage billing?
Existing users manage upgrades, resubscriptions, and account-specific billing from the authenticated in-app upgrade flow after signing in.
Need product or billing help before subscribing? Use our hosted contact form.